Description

Garage Coverage Form v. Auto Dealers Coverage Form

After an overview of this important insurance product, participants will be able to describe the concepts of why it is needed. They will identify differences in the Garage Coverage Form, the Auto Dealer Coverage Form, and the Garage Keepers Endorsement, including general provisions and exclusions and the relationship to their eligible insureds.

The Claims Department and Your Agency

In this session, participants will understand the role and function of an insurance adjuster and importance of their relationship with the insurance agency, avoiding bad faith claims, and misconceptions about coverages and exclusions under certain personal and commercial policies.

Commercial Casualty Do's and Don'ts

Commercial Casualty insurance provides critical coverage for the insured that can be modified further by endorsement. Participants will discuss some dos and don’ts when determining how best to endorse coverage to meet their client’s needs. They will examine Commercial General Liability, Business Automobile, and Workers Compensation endorsements and discuss how they can amend policy provisions, add coverage, or restrict coverage.

Ramblings Of An Insurance Nerd

In this session insurance professionals will examine coverages in current ISO personal and commercial lines policies that could have a significant impact on their clients. They will take an in-depth look at how the ISO Personal Auto, Homeowners, Business Auto, Commercial General Liability, Building & Personal Property Coverage, Cyber, Employment Practices Liability, and Excess/Umbrella policies address complex and confusing exposures, such as: using a personal vehicle for business, furnished company car, who is an insured, watercraft, recreational vehicles, loss assessment, business websites, biometrics, tenant’s improvements and betterments, step-down auto liability limits, maintaining underlying limits, insurable interest, and representations/warranties, etc. They will discuss the exposures, whether or not the personal and/or commercial insurance policies provide adequate coverage, endorsements, and other methods that may be needed to tailor coverages to meet their client’s needs.

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